Graduated from the University of Northern Colorado in 1989 with a Bachelor’s degree in Business Administration, emphasis in Marketing. Have been a mortgage loan officer since September of 1991. Certified in CHFA, Community Home Buying along with FHA, VA, conventional and non QM loan options. An active Coloradoan, enjoying golf, coaching youth baseball, and the overall beauty of our state. My wonderful family starts with my wife, Brenda of 22 years, includes a 20 year old daughter, Sierra and a 17 year old son, Ryan. Give me a call, available upon request.